Michael Imerman

Michael Imerman

Assistant Professor of Teaching


Ph.D., Rutgers University
B.S., Rutgers University

Research Interest

Credit Risk



Financial Data Science

Professor Michael Imerman is an Assistant Professor of Teaching in the Finance Area at the Paul Merage School of Business, UC Irvine. He is also Faculty Director for our Master of Finance (MFin) Program. He comes to UCI from Claremont Graduate University where he was an Associate Professor of Finance at the Drucker School of Management and the Co-Director of the Financial Engineering program. Prior to Claremont, Professor Imerman taught at Lehigh University and Rutgers Business School. He also completed an NSF-funded postdoctoral fellowship at Princeton University in the Operations Research and Financial Engineering department researching big data analytics and financial data science.

Dr. Imerman’s areas of expertise include banking, risk management, credit risk models, financial regulation, financial data science, and FinTech innovation. He is a well-recognized expert in FinTech innovation and is in the final stages of writing his book The Economics of FinTech, to be published by MIT Press. Recently, Dr. Imerman spent a sabbatical with the FinTech Group at the Federal Reserve Bank of San Francisco, where he worked from January 2022 to May 2022. Additionally, he regularly advises and consults for companies ranging from large financial institutions to startups.

Professor Imerman currently serves on the editorial advisory board of the Journal of Financial Data Science and was previously an associate editor for the Journal of Risk Finance. His research has been published in highly regarded banking, risk management, and quantitative economics journals including the Journal of Business & Economic Statistics, Journal of Banking & Finance, and Stochastic Processes and their Applications, to name a few. At Merage, Professor Imerman teaches courses on Financial Institutions, Venture Capital and Private Equity, and Applied Machine Learning, among others.

Before his career in academia, Imerman worked as an analyst on Wall Street supporting high-grade corporate bond and credit derivatives traders. He received both his PhD in Finance and Economics as well as his BS in Finance from Rutgers University.